Got a vacant house in Merced just sitting there? Whether it’s an old family home, a rental you no longer manage, or a property you inherited — it can quickly become more of a liability than an asset.
Let’s talk about what can go wrong with vacant homes (and how to get ahead of the problem before it turns into a costly mess).
Why Vacant Homes Become a Headache
Even if the house looks okay now, leaving a property unoccupied for too long opens the door to:
- Vandalism or break-ins
- Water damage or pest infestations that go unnoticed
- Fines from the City of Merced for code violations or overgrown yards
- Ongoing costs like property taxes, utilities, and insurance
If you’re not using it — you’re probably losing money every month.
You Might Need Vacant Property Insurance in Merced
Did you know most standard homeowners insurance policies don’t fully cover vacant homes?
You may need a specific policy like:
- Vacant property insurance
- Vacant property insurance coverage for fire, theft, and vandalism
- Short-term coverage while you decide what to do with the property
It’s not cheap, either. Vacant property insurance cost can add hundreds (or thousands) to your annual expenses — and still doesn’t protect you from all risks.
What Are Your Options?
If the property still has potential or sentimental value, here are a few things you could do:
- Rent it out – but this requires management, maintenance, and dealing with tenants
- Fix it up and sell – this may involve high upfront costs and months of work
- Sell it as-is for cash – no clean-up, no repairs, no waiting
We Buy Vacant Homes in Merced — No Cleaning, No Repairs
At R&H Distressed Properties, we’re local cash buyers who specialize in vacant and problem properties.
Whether you just inherited a house or you’ve had it sitting empty for years, we’ll:
- Buy it as-is (junk and all)
- Handle vacant property cleaning
- Send a vacant property specialist to walk the home
- Offer fast closings — often within 7–10 days
- Cover all closing costs
And yes — we’ll buy homes even if there are code violations or unpaid taxes.
FAQ – Vacant Homes in Merced
Do I need to insure a vacant property in Merced?
Yes. You’ll likely need vacant property insurance or vacant property protection to stay covered.
Can I sell a vacant property with code issues?
Yes, absolutely. We’ve helped sellers get rid of properties with fines, violations, and city complaints.
How do I avoid vacant property problems?
You either need to occupy it, rent it, or sell it. Leaving it empty too long can lead to damage and city action.
Do you do vacant property inspection?
Yes — we can take a look and make a fair cash offer based on its current condition.
Get a Cash Offer for Your Vacant Property in Merced
Don’t let that house sit another month. We’ll give you a no-obligation offer and let you decide what’s best.
👉 Click here to request your free cash offer
📞 Or call us for a quick chat — we’re local and easy to talk to.