Citrus Heights Case Study: Helping Homeowners Avoid Foreclosure on Fresno Court

Property Snapshot

Address: 7**0 Fresno Court, Citrus Heights, CA

Property Type: Single-Family Home

Bedrooms/Bathrooms: 3 bedrooms, 1 bathroom

Approximate Size: 1,500 square feet

Year Built: 1971

Seller Situation: Pre-foreclosure

Closing Timeline: 19 days

Post-Closing Occupancy: 45 days free after closing

The Situation

The homeowners contacted us because they had fallen behind on their mortgage payments and were facing foreclosure.

When they called, the foreclosure sale was only three days away.

They needed a solution immediately.

The property had become difficult to maintain and was in poor condition. The interior and exterior were outdated, and there were numerous unwanted belongings and car parts throughout the property.

Like many homeowners facing foreclosure, they felt overwhelmed and didn’t know where to turn.

Their biggest goals were simple:

• Stop the foreclosure.
• Protect their credit as much as possible.
• Avoid losing the property at auction.
• Have enough time to relocate after selling.

A Race Against Time

Before contacting us, the homeowners had been speaking with another home buying company. Unfortunately, they were told there wasn’t enough time left to stop the foreclosure.

When the homeowners called us, their foreclosure sale was only three days away.

Because we have experience working with pre-foreclosure situations and have successfully helped many California homeowners in similar circumstances, we knew immediate action was required and believed there was still an opportunity to help.

By moving quickly and coordinating with all parties involved, we were able to stop the foreclosure process, purchase the property, and help the homeowners avoid losing the house at auction.

The Challenges

The property presented several challenges:

• Foreclosure sale only three days away.
• House in poor condition.
• Outdated kitchen and bathroom.
• Exterior needed significant work.
• Numerous unwanted belongings and car parts throughout the property.
• Sellers needed additional time to move.

A traditional sale simply was not realistic given the time constraints.

Why the Homeowners Chose R&H Distressed Properties

The homeowners chose us because we understand the California foreclosure process and knew immediate action was required.

We were able to:

• Help stop the foreclosure process.
• Purchase the property as-is.
• Allow the owners to leave unwanted belongings behind.
• Close quickly.
• Give the homeowners 45 days to stay in the property after closing at no cost.

Most importantly, we provided certainty during an extremely stressful situation.

Our Solution

Immediately after speaking with the homeowners, we worked to stop the pending foreclosure and coordinate a fast closing.

We purchased the property quickly, exactly as it sat.

The owners took the belongings they wanted and left everything else behind, including unwanted items and car parts around the property.

We closed on September 26, just 19 days after opening escrow.

After closing, the homeowners stayed in the property for an additional 45 days at no charge, giving them time to transition into their next chapter.

What Happened After Closing

Once the homeowners moved out, we began a full renovation of the property.

The renovation included:

• New kitchen
• Updated bathroom
• Interior improvements throughout the home
• Exterior improvements
• Complete landscaping and cleanup

The property was transformed from a distressed home facing foreclosure into a move-in-ready house for a new family.

We listed the property on January 11 and accepted an offer shortly afterward. The home officially sold on February 5.

Timeline

Three days before foreclosure:
Homeowners contacted us.

September 26:
Purchased the property.

November:
Homeowners moved out after their 45-day stay.

January 11:
Property listed for sale.

February 5:
Property sold.

Key Takeaways for California Homeowners Facing Foreclosure

If your foreclosure sale is approaching, you may still have options.

Even if:

• Your auction date is near.
• The property needs repairs.
• You have unwanted belongings left behind.
• You need time to move.
• You want to avoid foreclosure and protect your credit.

Every situation is different, but acting quickly can make a significant difference.

Frequently Asked Questions

Can I sell my house if I’m already in pre-foreclosure?

Yes. Many homeowners successfully sell before the foreclosure auction takes place.

How close to foreclosure is too late?

In this case, the homeowners contacted us only three days before their scheduled foreclosure sale.

Do I need to clean out the property?

No. We buy houses exactly as they are, including homes with unwanted belongings left behind.

Can I stay in the house after closing?

Sometimes, yes. We often work with homeowners who need additional time after closing to move.