Sell Your Fire-Damaged House in California for Cash

We Buy Burned Houses

We Buy Fire-Damaged Homes Across California

Selling a house after a fire is challenging, but we make it easy. Our professional, friendly team buys fire-damaged homes statewide in California, from Los Angeles to Sacramento, San Francisco to San Diego, and everywhere in between. We understand what you’re going through and offer a stress-free solution to sell your fire-damaged property quickly. You can count on us for a transparent process, fair pricing, and compassionate service throughout the entire state.

Sell Your House As-Is After a Fire

One of the biggest advantages of working with us is that you can sell your home as-is, even after significant fire damage. You do not need to make any repairs or even clean the property. We know that dealing with fire damage is overwhelming, so we eliminate the burden of fixing up the house. Selling as-is saves you time, money, and stress, allowing you to focus on your family and recovery instead of home repairs. Whether the fire affected a single room or caused extensive damage, we are prepared to make a cash offer on your property in its current condition.

A Simple, Stress-Free Process

Our goal is to make selling your fire-damaged home simple and stress-free. We’ve streamlined the process into three easy steps:

1. Tell us a little about the property.
2. We will give you a fair cash offer within 24 hours.
3. You get paid and walk away on your terms.

We have helped homeowners throughout California walk away from burned and unlivable homes with money in their hands and peace of mind. To learn more about wildfire safety and response, you can visit the California Department of Forestry and Fire Protection (CAL FIRE).

Compare Home Selling Options: Fast Cash vs. Traditional Sale

When it comes to selling a fire-damaged house, most homeowners are faced with three main options: listing with a real estate agent, selling to a typical investor, or working with a specialized home buyer like R&H Distressed Properties. Each path comes with its own set of pros and cons, but not all will give you the speed, certainty, or ease you may need during such a stressful time.

Listing your home with an agent might sound like the traditional route, but it often requires extensive repairs to even get the property listed—something most insurance delays and code violations make nearly impossible. On top of that, you’ll face agent commissions, open houses, and months of uncertainty waiting for a buyer. Selling to a typical investor might seem easier, but many of them use bait-and-switch tactics, reducing their offer last minute after “inspections” or dragging out the process with unclear timelines.

That’s where we come in. At R&H Distressed Properties, we specialize in buying burned houses as-is—no repairs, no cleanouts, and no hidden fees. We make fair cash offers, close on your timeline, and cover all the closing costs. You don’t need to deal with agents, contractors, or insurance back-and-forth. Just take what you want, leave the rest, and let us handle the hard part. Our goal is to give you a straightforward, stress-free way out—so you can move forward with peace of mind.

Fair Cash Offer with No Obligation

Our company specializes in giving fair, honest cash offers for fire-damaged houses. We start with a thorough evaluation of your property (at no cost to you) and then present a fair cash offer based on the home’s current condition and local market values. There’s absolutely no obligation to accept our offer – you can take your time to decide. If you do choose to sell, you won’t be hit with any agent commissions or closing fees, so you keep 100% of the offer. This straightforward approach has helped many California homeowners get a fresh start without the usual selling hassles.

Fast Closing – Move Forward in 7 Days

After a fire, the last thing you want is a long wait to sell, so we emphasize speed and convenience. With our resources and experience, we can close the sale in as little as seven days (or on your timeline). Because we pay in cash, there’s no waiting for mortgage approvals or lengthy inspections – once you accept our offer, we handle the paperwork quickly. It’s not uncommon for cash buyers to finalize sales within a matter of days, and our team strives to close on the date that works best for you. A fast closing means you get the cash for your house sooner and can move on to the next chapter of your life without delay.

Selling a Fire-Damaged House While Navigating Insurance Claims

Dealing with insurance claims after a house fire can feel overwhelming—especially when you’re also trying to sell the property. We’ve worked with homeowners across California who were caught in this exact situation, and we know how confusing it can get. The good news? You can sell a fire-damaged home even if your insurance claim is still open—and we can help guide you through it. For detailed help with claims or policy info after a fire, visit the California Department of Insurance’s wildfire resources.

What If My Insurance Claim Is Still Active?

You don’t need to wait for the insurance process to finish before you sell. In fact, many sellers choose to sell during the claims process, and it’s totally doable—especially when working with experienced cash buyers like us. Some investors (including us) are comfortable purchasing properties where claims are pending, as long as we understand the situation upfront.

The key is simple: clear communication. If you’re open about the status of your claim and what’s expected from the insurance company, we can work with it. Whether the claim is nearing settlement or still under review, we’ll explore how to make the sale work for everyone involved.

Can I Keep My Insurance Payout or Transfer It?

You have two choices when it comes to the insurance benefits:

• Keep the payout and price the home accordingly
• Transfer the claim to the buyer as part of the deal

Some homeowners prefer to keep the claim and take a lower sale price. Others find it easier to let the buyer handle everything by transferring the claim. Both options can work—it really depends on what gives you the most peace of mind. When we worked with a seller named Mike in San Leandro, he chose to retain the claim and simply walk away with cash in hand. We made the paperwork easy so he could move forward without stress.

What About the Insurance Adjuster?

Your insurance adjuster plays a big role here, so keeping a good line of communication is essential. Make sure you:

• Document all damage and correspondence
• Keep your adjuster informed of your intent to sell
• Let us talk to your adjuster if you’re comfortable—it can speed things up

We’ve even worked directly with adjusters when needed to help our sellers get clarity or resolve delays. We’re not just a buyer—we’re your partner in this process.

We Buy Fire Damaged Houses Anywhere in California

If your house has fire or smoke damage, we will make you a fair cash offer no matter where you’re located in California. Here are just some of the cities we serve:

Don’t see your city? No worries! We buy fire-damaged houses throughout California. Reach out to us and let’s talk.

If your house has fire or smoke damage and you are considering selling, give us a call or fill out the form on this page. We are fast, local, and we are not afraid of homes that need serious work.

Can You Sell a House with Fire Damage in California? Yes, and Here’s How

Many homeowners assume they cannot sell a fire damaged property, or get the property damage assistance they need, especially if repairs are unfinished or an insurance claim is still open. The good news is, you can sell your home even if:

• You have not started repairs
• The insurance claim is still pending
• The damage is extensive or structural
• You are still deciding what to do next

We work with you at your pace, and we can even help you explore how the insurance payout and home sale can work together to put more money in your pocket.

Why Sell Your Fire-Damaged House to Us?

Cash Offers: We pay cash for your fire-damaged home in California, often within 24-48 hours of contacting us. You won’t have to wait for bank approvals or buyer financing.

Sell As-Is (No Repairs or Cleanup): Sell your house as-is after a fire – no need to spend time or money on repairs, renovations, or even cleanup. We buy your house in its current condition, so you can skip the stress of fixing damage or removing debris.

Fast Closing (As Little As 7 Days): Need to move on quickly? We can close the sale in as little as 7 days. Our efficient process and cash purchasing power allow for lightning-fast closings, helping you get paid and move forward without delay.

No Commissions or Fees: When we buy your house, you pay no real estate agent commissions and no hidden fees. That means more money in your pocket. We even cover most standard closing costs, so the offer you receive is the amount you get at closing.

Free Property Evaluation: We provide a free, no-obligation property evaluation anywhere in California. Our experts will assess your fire-damaged house and explain our offer in plain language. You’re never pressured to accept – the decision is entirely up to you.

What About Disclosure Requirements in California?

In California, sellers are legally required to disclose material damage, including fire or smoke damage. We take care of all the paperwork and walk you through the disclosure process. Since we buy properties as-is, we expect there to be issues. You do not need to worry about presenting the property in any special way.

Frequently Asked Questions

Can I sell my fire damaged house as-is?

Yes. We specialize in buying houses exactly as they are, even if they have fire, smoke, or water damage.

What if I haven’t finished my insurance claim?

You can still sell your house. In some cases, you may be able to keep your claim payout while selling the home to us.

Do I need to remove furniture or debris?

No. Take what you want, and leave the rest. We will handle the cleanout.

How fast can you close?

We can close in as little as 7 days, or we can work on your timeline if you need more time.

Will I have to pay any fees or closing costs?

No. We cover all closing costs. There are no agent fees or commissions.

What if I still owe money on the mortgage?

We can still make you an offer. In many cases, we can work directly with your lender to resolve the balance.

What happens if my house was partially rebuilt but not finished?

That is completely fine. We buy homes in any stage of repair.

Are there tax implications when selling a fire damaged home?

Possibly. We recommend speaking with a CPA, especially if you received a large insurance payout. We can also connect you with professionals who can help.

Can you buy houses with code violations or safety issues after the fire?

Yes. We are used to dealing with homes that are red-tagged, partially boarded up, or have open permits.

How do I get started?

Just fill out the short form on this page or call us. We will ask a few questions and get you a cash offer right away. (925) 302-2905

Sell Your House As-Is After a Fire

Selling a house with fire damage might feel overwhelming, but you’re not alone — and there are real solutions that can help you move forward. Many California homeowners have found peace of mind by choosing to sell their burned house as-is, without the stress of rebuilding, inspections, or long repair timelines.

Whether you’re still dealing with insurance or trying to figure out if the house is even salvageable, we’re here to guide you. At R&H Distressed Properties, we buy fire damaged homes throughout California in their current condition — no clean-up, no repairs, no agents. Just a direct, compassionate process that gets you cash and clarity, fast.

You don’t have to navigate this alone. By working with experienced local buyers who understand fire-damaged properties, you can protect your time, money, and peace of mind. We’ll make you a fair, no-obligation cash offer and handle all the heavy lifting — including closing costs and cleanup.

If your house has fire damage or was partially burned, and you’re ready for a fresh start, reach out today. The next chapter starts now.

Additional Help

If you’re exploring federal disaster aid, FEMA’s Disaster Assistance site is a helpful place to start.

Trusted Statewide Service

As a trusted business buying fire-damaged homes across California, we pride ourselves on professionalism and integrity. Homeowners who work with us appreciate our honest advice, transparent offers, and respectful approach during a difficult time. We are fully licensed and experienced in handling fire-damaged properties, so you can feel confident that you’re dealing with experts who know the ins and outs of the process. Our reputation is built on helping homeowners like you sell their damaged houses quickly and fairly, without any hassle or gimmicks.

Ready to sell your fire-damaged house in California? Let us help you turn a challenging situation into a fresh start. Contact us today for your free property evaluation and cash offer. We’re here to offer a fast, fair, and friendly solution so you can move forward with confidence.