Sell My House Fast Before Foreclosure Sacramento
If you’re thinking, “I need to sell my house fast before foreclosure Sacramento”, you’re not alone. Many Sacramento homeowners are dealing with late mortgage payments, rising debt, or sudden life changes—like job loss, divorce, or the death of a family member. The pressure can feel overwhelming. But the good news is, you still have options.
At R&H Distressed Properties, we’re local real estate investors who specialize in helping people sell before the foreclosure process gets out of hand. We buy houses fast—no matter the condition—and we give you a fair cash offer that lets you move forward on your terms. No realtors, no agent fees, and no open houses required.
Why Sacramento Homeowners Choose to Sell Before Foreclosure
Selling your Sacramento house fast before it hits auction is one of the smartest ways to protect your credit, your future buying power, and your peace of mind. Many homeowners think they need to fix their house or pay off liens first—but with the right cash buyer, you don’t have to.
We’re here to offer real estate solutions that make sense. Whether your property is in Rosemont, Oak Park, Del Paso Heights, or South Natomas, we’ll make a no-obligation cash offer—often within 24 hours.
Understanding Foreclosure in Sacramento, California
Foreclosure in California moves faster than most people expect. If you’re more than 90 days behind on your mortgage, you’ve likely received a Notice of Default (NOD). That means the clock is ticking. In Sacramento County, once a NOD is filed, you have roughly 111 days before your home can be sold at public auction.
That’s not much time—but it’s enough if you act now. By selling your home Sacramento to a direct cash buyer, you can stop the foreclosure process before it causes lasting damage to your credit report or personal finances.
The Hidden Costs of Waiting Too Long
Many homeowners hope they can “catch up” or refinance before things get worse. But the longer you wait, the more the fees add up:
- Late fees
- Legal fees
- HOA fines
- Liens
- Ongoing interest and penalties
Add in the stress of dealing with real estate agents, showings, and repairs, and it’s no wonder so many people feel stuck.
We’re here to offer a different way out—one without commissions, closing costs, or endless delays.
What Makes Us Different from a Real Estate Agent?
Unlike a real estate agent, we don’t list your home. We buy it directly.
There are no signs in your yard, no strangers walking through your house, and no waiting for a buyer to get approved by a bank. You won’t need to make repairs or even clean up. We’ve bought distressed properties, inherited homes, and houses with tenants still living in them.
We’re the fast home buyer that Sacramento sellers trust to get it done—without surprises or excuses.
Sacramento Neighborhoods We Serve
As locals, we know the Sacramento real estate market inside and out. We’ve helped homeowners sell quickly in:
- Meadowview
- Tahoe Park
- North Highlands
- Pocket-Greenhaven
- Arden-Arcade
- Rancho Cordova
- Citrus Heights
- Florin
Wherever your house is located in the greater Sacramento California area, we’re ready to help.
Sell Without Repairs or Renovations
Worried about the condition of your home? Don’t be.
Many of the homes we purchase are outdated, damaged, or in need of major repairs. You don’t have to fix broken appliances, worry about roofing, or pay for termite work. We’ll take care of it after closing. All we need is your property address to get started.
We offer responsible property solutions for real people dealing with real challenges—no matter what condition your home is in.
What is a Fair Cash Offer?
We base our fair cash offers on four main factors:
- The market value of similar homes nearby
- The condition of your house
- The cost of repairs (which we handle)
- Your timeline and urgency
This isn’t a lowball offer—we’re here to create win-win solutions that let you walk away with peace of mind and money in your pocket. There are no commissions, no agent fees, and we even pay all closing costs.
How Fast Can You Sell?
Many Sacramento homeowners who call us are shocked when we tell them we can close in as little as 7 days.
Because we’re using our own cash, we don’t rely on banks, appraisals, or drawn-out inspections. You pick the closing date, and we work on your schedule. If you need more time to move, we can arrange that too.
Some sellers even stay in the property after closing while they prepare for the next chapter. That’s the power of selling to cash buyers like us.
Who We Help
We’ve helped dozens of Sacramento property owners in all kinds of situations, including:
- Facing foreclosure
- Going through a divorce
- Handling a probate estate
- Relocating out of state
- Behind on taxes or utilities
- Inherited a home from a family member
- Struggling with tenants or squatters
- Needing a fast sale before the bank takes over
No matter your situation, we listen first—and solve second. That’s what sets R&H Distressed Properties apart.
The Simple Process to Sell Your Sacramento House Before Foreclosure
You don’t need to jump through hoops to avoid foreclosure. At R&H Distressed Properties, we’ve simplified the process to give you clarity and peace of mind:
- Reach Out – Call us or fill out our short form with your property address. We only use this info for validation purposes—no spam, no pressure.
- Get a Fair Cash Offer – We’ll review your home’s condition, compare recent sales, and give you a fair offer within 24 hours.
- Choose Your Closing Date – You pick when we close. Need to move in 7 days? Done. Need more time to pack or relocate? We’ll wait.
- Close and Move On – You get cash, we handle the paperwork, closing costs, and any leftover repairs or liens.
No inspections. No delays. No real estate agents. Just a responsible property solution tailored to your situation.
What If the House Has Tenants or Family Members Living in It?
No problem. We regularly work with Sacramento homeowners who are landlords, caretakers, or have inherited homes with tenants still occupying the space. Whether it’s a lease issue, an unwanted family member, or a squatter situation—we’ll handle it with professionalism and care.
Our goal is to make this as easy and respectful as possible. You don’t need to “fix” everything before calling us. We’ve bought single-family homes, duplexes, and distressed properties with complicated living arrangements across Sacramento California.
Why Sacramento Trusts R&H Distressed Properties
We’re not some national chain. We’re locals, based right here in Sacramento County, and we’ve helped countless families just like yours.
Our team understands the local real estate market—from Arden-Arcade to Florin, and West Sacramento to Land Park. We’ve built our business on honesty, compassion, and solving real problems with real solutions.
Sellers say they feel like they’re working with a neighbor—not a company. That’s how it should be.
Fair Cash Offers vs. “Too Good to Be True” Offers
You’ve probably seen ads or gotten mail from companies offering outrageous numbers. But here’s the truth: many of them make inflated offers, only to renegotiate right before closing.
We don’t play games like that.
When we make a fair cash offer, it’s backed by real numbers and real commitment. You won’t get hit with last-minute reductions, surprise fees, or junk inspection clauses. Just a solid, all-cash offer you can count on.
Can I Sell a House in Foreclosure Without Paying Off the Mortgage?
Yes, you can.
Even if you owe more than the house is worth, we may still be able to help with a short sale or by negotiating with your lender. Every situation is different, which is why our team takes the time to understand your mortgage position, loan balance, and market value.
We’ve helped homeowners avoid foreclosure by acting quickly and working directly with the lien holders. You don’t need to figure it all out on your own—we’re here to walk you through it.
Common Questions from Sacramento Homeowners
What if I’m more than 4 months behind on my mortgage?
No problem. We specialize in urgent situations. The sooner you reach out, the more options we have to help.
What if the foreclosure date is only a few weeks away?
We can act fast. In many cases, we’ve closed deals in just 7 days, sometimes less.
Do I need to clean the house or do repairs?
Absolutely not. We buy homes as-is. That includes damage, clutter, outdated features, or unfinished repairs.
Will I pay anything out of pocket?
Nope. No agent fees, no commissions, and we cover all closing costs. You won’t pay a dime to sell.
See Our Recent Purchases in Sacramento
Here are just a few examples of recent Sacramento homes we’ve helped owners sell before foreclosure:
- South Oak Park: Seller owed back taxes and had liens from unpaid contractors. We closed in 10 days with a fair offer.
- North Highlands: Owner inherited a tenant-occupied house with major repairs needed. We worked with the tenant and bought the property as-is.
- East Sacramento: After a divorce, the couple needed a clean break and fast closing. We stepped in with a same-day cash offer.
Every house, every homeowner is different—but our goal is always the same: to give you a way out, with cash and compassion.
You’re Not Alone — Let’s Solve This Together
The stress of foreclosure is real—but so are your options.
At R&H Distressed Properties, we help people every day who think they’re out of time. Whether you’re in probate, behind on taxes, dealing with a messy divorce, or just overwhelmed—we’re here to help you sell your house fast and walk away without the weight on your shoulders.
We’re not here to pressure or judge. We’re real estate problem solvers, and we’ll meet you wherever you’re at.
Get a No-Obligation Cash Offer Today
If you’re even thinking, “I might need to sell my house fast before foreclosure Sacramento,” don’t wait. Every day counts—and every day adds more pressure from your lender.
Let us give you the no-obligation cash offer you deserve. All you have to do is reach out. We’ll do the rest.
📞 Call us now at (925) 302-2905
📝 Or fill out the quick form and get your cash offer today
Sell Your House Fast in These Sacramento Neighborhoods
We’re currently buying homes throughout Sacramento County, including:
- Oak Park
- South Natomas
- Del Paso Heights
- Meadowview
- Tahoe Park
- Arden-Arcade
- North Highlands
- Pocket-Greenhaven
- East Sacramento
- Fruitridge
- Rancho Cordova
- Citrus Heights
- West Sacramento
- Rosemont
- Antelope
- Elk Grove
- Curtis Park
- Land Park
- Midtown Sacramento
- Downtown Sacramento
If your property address is located anywhere in Sacramento California, and you need a cash offer fast, we want to hear from you.
Don’t risk losing your home to foreclosure.
Get your fair cash offer today, skip the stress, and move forward with confidence.
We’re R&H Distressed Properties, your local Sacramento real estate investors and fast home buyers. Let’s solve this together.